If you've been caught speeding in Washington, DC, you may be facing a fine of up to $250, plus other penalties and an increase in your insurance premium. The good news is that there are ways to lower your car insurance after a speeding ticket. You can shop around for quotes from other insurance companies, modify your coverage, or ask about discounts. You could also consider taking a safe-driving class, which may allow you to have up to $500 in fines waived annually. If you want to contest the ticket, you can request a DMV administrative hearing and even hire an attorney to help you.
Characteristics | Values |
---|---|
How to lower a speeding ticket fine | Shop around with other carriers, modify your coverage, ask about discounts, or adjust your coverage |
How to fight a speeding ticket | Contest the ticket and request an administrative hearing at the DMV |
How to view a speeding ticket | Access images by visiting the Photo Enforcement Moving Violations Public Inquiry Portal |
How to pay a speeding ticket | Online, by mail, in person, or by phone |
How much is a speeding ticket | Depends on how many mph over the limit and where you were driving |
10 mph or less over the limit | $50 |
11 to 15 mph over the limit | $100 |
16 to 20 mph over the limit | $150 |
21 to 25 mph over the limit | $200 |
Over 25 mph over the limit on controlled access roadways | $400 |
Over 25 mph over the limit on non-controlled access roadways | $500 |
Unreasonable speed in a school zone | $100 |
Unreasonable speed near a playground, recreational facility, pool, athletic field, or senior center | $100 |
What You'll Learn
Contest the ticket and request a hearing
If you want to contest a speeding ticket in DC, it's important to act promptly and follow the correct procedures. Here are the steps you need to take to contest the ticket and request a hearing:
- Do Not Pay the Fine: It is crucial that you do not pay the fine associated with the speeding ticket. Once you pay the fine, you waive your right to contest the ticket, and you cannot request a refund.
- Gather Information and Documentation: Collect all the relevant information and documentation to support your reasons for contesting the ticket. This may include evidence that refutes the speeding accusation or mitigating circumstances.
- Submit a Hearing Request: You can request a DMV administrative hearing to contest the ticket. You must submit your request within 30 calendar days to avoid additional penalties. You can make the request online, by mail, or in person. The DC DMV will send you a postcard confirming the receipt of your request.
- Hearing Process: A DC DMV hearing examiner will review the information and evidence you submit. They will decide whether to uphold the fine, reduce the fine, or dismiss the ticket based on DC Code and traffic regulations. If you fail to attend the hearing, a decision will still be made based on the government's evidence.
- Motion for Reconsideration: If you are unsatisfied with the hearing examiner's decision, you have the right to submit a Motion for Reconsideration within 30 days of the decision. This allows you to request further review of your case.
- Seek Legal Assistance: Consider consulting an attorney who can help you navigate the process and represent you at the hearing. An attorney may be able to challenge the evidence presented, such as the photograph taken by the speed camera, and increase your chances of a favourable outcome.
Remember, it is your right to contest a speeding ticket if you believe it was issued unfairly. By following the above steps, you can effectively navigate the process of contesting the ticket and requesting a hearing in DC.
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Prove innocence with a police report
If you have received a speeding ticket in Washington, DC, there are a few options available to you. Firstly, it's important to understand the process. The DC Metropolitan Police Department deploys speed cameras that use radar to detect speeding vehicles. When triggered, these cameras take a photograph of the rear of the vehicle, capturing the license plate. The registered owner of the vehicle is then mailed a notice of infraction and must either pay the fine (up to $250) or request a DMV administrative hearing to contest the ticket.
Now, if you want to prove your innocence and lower your speeding ticket fine, you can take the following steps:
- Contest the Ticket: Start by contesting the speeding ticket. You have the right to do so and request an administrative hearing at the DMV. This is your opportunity to present your side and challenge the evidence against you.
- File a Police Report: Before the hearing, file a police report with the Metropolitan Police Department. This report should detail the circumstances surrounding the speeding ticket, including any evidence that suggests you were not at fault. For example, if your vehicle or license plate was stolen at the time the ticket was issued.
- Attend the Administrative Hearing: Make sure to attend the DMV administrative hearing. Bring a copy of the police report you previously filed. This report will serve as evidence to support your claim of innocence.
- Present Your Case: During the hearing, present your case to the hearing examiner. You can do this yourself or hire an attorney to appear on your behalf. The attorney may challenge the photograph taken by the speed camera or provide mitigating circumstances.
- Await the Decision: After reviewing your case, the hearing examiner will make a decision. If they find your evidence compelling, they may dismiss the speeding ticket entirely.
Remember, it is within your rights to contest a speeding ticket and prove your innocence. By following these steps and providing a valid police report, you can effectively lower your DC camera speeding ticket fine and protect yourself from unfair penalties.
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Hire an attorney to challenge the photo
Hiring an attorney to help you challenge a speeding ticket photo taken in Washington, DC, can be a good option. An attorney can appear on your behalf at a DMV administrative hearing and provide the hearing examiner with information that challenges the photograph taken or mitigates the circumstances. This could result in the dismissal of your speeding ticket.
- Consult with an experienced traffic attorney: Look for an attorney who has experience in handling speeding ticket cases and is familiar with the laws and procedures in Washington, DC. You can search for attorneys online or ask for referrals from friends or family. Schedule a consultation to discuss your case and understand your options.
- Provide all relevant information: During your initial consultation, be sure to provide the attorney with all the details of your case, including the date, time, and location of the alleged speeding incident, as well as any photographs or evidence you have received. The more information your attorney has, the better they can build your case.
- Understand your legal options: Your attorney should explain the possible outcomes of challenging the photo evidence, including the potential for dismissal, reduction of fines, or other alternatives such as attending a defensive driving class. Ask about the likelihood of success and the potential costs involved in challenging the photo.
- Review the photo evidence: Together with your attorney, carefully examine the photographs provided as evidence of your speeding violation. Look for any signs that the photo is unclear, blurry, or does not accurately depict your vehicle. This can be a strong basis for challenging the ticket.
- Investigate the maintenance records: Request and review the maintenance records for the camera system used. Inconsistent or inadequate maintenance may cast doubt on the accuracy of the photo evidence. Your attorney can help you subpoena these records and assess whether there are any discrepancies or issues with the camera's calibration or functionality.
- Challenge the admissibility of the photo: In some jurisdictions, a speeding camera photo may be considered hearsay and may have evidentiary issues. Your attorney can argue that the photo is inadmissible or lacks proper foundation if no one from the company that maintains the camera testifies about its accuracy and reliability.
Remember, each case is unique, and the specific steps may vary depending on the circumstances of your speeding ticket and the laws in Washington, DC. Consult with an experienced traffic attorney to get personalized advice and improve your chances of a favourable outcome.
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Modify your insurance coverage
If you have made modifications to your car, you may need to modify your insurance coverage to ensure that you are adequately covered in the event of an accident. While some comprehensive car insurance policies include coverage for special parts, purchasing additional equipment coverage may be necessary to ensure that your modifications are covered.
It is important to note that modified vehicles often result in higher insurance premiums because they are considered a higher risk to insure. Insurance companies may view drivers of modified cars as more likely to engage in unsafe behaviours behind the wheel. Additionally, the parts of modified vehicles can be worth more than the vehicle itself, further increasing the insurance cost.
When modifying your insurance coverage, it is crucial to be transparent with your insurance company about all the enhancements you have made to your car. Failing to report modifications or illegal modifications may result in your claim being denied or your insurance policy being voided.
To modify your insurance coverage, start by contacting your insurance company and providing them with the details of your modifications. This includes information such as the make, model, and year of your vehicle, as well as any structural alterations, performance enhancements, or custom parts you've added. Be sure to also let them know the type of coverage you want for your modified vehicle.
When choosing an insurance company for your modified vehicle, it is essential to compare quotes from multiple carriers and consider factors such as cost, coverage, customer service, and social responsibility. Additionally, review the company's standards for what qualifies as a modification, as these may vary between insurers.
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Shop around for a new insurance carrier
While getting a speeding ticket can be frustrating, there are ways to mitigate the damage. One way is to shop around for a new insurance carrier. Insurance companies view speeding tickets as an indication of risk and will increase your rates accordingly, so it's important to find a company that offers competitive rates for drivers with speeding tickets.
When shopping for a new insurance carrier, it's essential to consider not only the price but also the company's financial ratings and customer satisfaction ratings. This information can help you assess the company's ability to handle its financial obligations and claims and provide quality customer service.
State Farm, for example, is often the cheapest option for drivers with a speeding ticket, with annual rates of about $2,000. USAA offers even cheaper rates, but their policies are only available to military members and their families. Other companies, like Geico and Farmers, may also offer competitive rates, depending on how much over the speed limit you were travelling.
In addition to price, it's worth looking into each company's J.D. Power rating for customer satisfaction and reading online reviews from other customers. This can help ensure that you're not only getting a good deal but also choosing a company that will provide excellent customer service and make claims management easier.
By shopping around and comparing rates, financial ratings, and customer satisfaction scores, you can make an informed decision and find the best insurance carrier to fit your needs after receiving a speeding ticket.
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Frequently asked questions
If you are caught speeding by a camera in DC, you will receive a notice of infraction in the mail. The fine for speeding in DC is up to $250, depending on how much over the speed limit you were driving.
Speeding tickets will likely increase your insurance rates. The average premium increase for DC speeding tickets is 13%.
A speeding ticket will stay on your driving record in DC permanently, but insurance carriers typically only factor it into your rate for around three years.
You can try getting quotes from other car insurance companies, modifying your coverage choices, or asking about discounts you may qualify for.